Recently, while researching decentralized finance projects, I found the innovative model of @Huma Finance 🟣 to be very interesting. It provides unsecured lending through credit assessments based on real income, which not only lowers the participation threshold for ordinary users in DeFi but also builds a more pragmatic bridge between traditional finance and the crypto world.
Using income data as a credit endorsement avoids the limitations of over-reliance on collateral while ensuring security through on-chain verification mechanisms; this approach seems very promising. I look forward to seeing @Huma Finance 🟣 continue to focus on compliance and user experience, allowing more people to enjoy the convenience of inclusive finance～
