#美国加密周 Coco is here to submit homework~~~

Extra, great news, Coco is here to release~~~

It is reported that from July 14-18, the U.S. Congress will hold its first "Crypto Week," with three hearings in a row. The author predicts:

1. Buying stablecoins (USDT/USDC) will be safer: The bill requires issuers to hold dollar reserves 1:1, and if a company goes bankrupt, retail investors' funds will be compensated first, effectively providing "deposit insurance" for stablecoins.

2. Transaction fees may decrease: Bitcoin and Ethereum will be officially designated as "commodities" rather than securities, significantly reducing compliance costs for exchanges, which may lead to lower fees.

3. Less competition from "central bank digital dollars": Congress temporarily prohibits the Federal Reserve from issuing retail digital dollars, making private stablecoins mainstream, so everyone won't need to learn new tools.

In short: If the bill passes during Crypto Week, retail investors will face a more transparent, cheaper, and more "dollarized" market, but they still need to guard against high volatility and scams, so don't go all-in. 🚀🚀🚀

Here, the author advises that investments should be made cautiously, and profits and losses are self-responsible. ⛽⛽⛽