XRP is designed to solve a very specific problem in global finance.
Today, cross-border payments between banks are slow, expensive, and often involve multiple middlemen and currencies.
XRP offers a solution by acting as a bridge between different fiat currencies, enabling faster and more cost-efficient transactions.
Whether this becomes widely adopted is still uncertain, but if institutions move toward blockchain-based solutions, assets like XRP could play a key role.
It's less about speculation - and more about solving real inefficiencies.
