@Huma Finance 🟣 #HumaFinance $HUMA
In the world of DeFi, innovative solutions are constantly emerging, and @Huma Finance 🟣 is one of those platforms that is changing the game. Based on the idea of real income and sustainable DeFi, Huma Finance provides users with tools that make decentralized finance closer and more understandable.
What is Huma Finance?
Huma Finance is a decentralized protocol that allows users to:
• Create credit lines backed by income, not just cryptocurrency;
• Access funding without selling assets;
• Integrate real sources of income, including freelance platforms, salaries, and income from Web3 activities.
This is a new approach to lending based not on cryptocurrency collateral but on the potential and reputation of the borrower.
Features of Huma Finance:
✅ Income-oriented Lending
The protocol takes into account the user's income stream (income-based lending), opening opportunities for millions of people who previously could not obtain DeFi credit.
✅ Security and Transparency
Huma operates on verified smart contracts, and income data remains private and is used only for assessing credit risk.
✅ Integration with Web3
The protocol is already integrated with platforms such as Circle, Request Finance, Superfluid, and others.
✅ Support for Freelancers and DAOs
Independent specialists, DAO members, and Web3 enthusiasts can use their crypto income as collateral to obtain loans.
Why is this important?
Many DeFi protocols require substantial collateral (overcollateralization), making them inaccessible to most.
Huma Finance offers an alternative — a model where income is more important than assets. This is especially relevant for developing countries where cryptocurrencies are used as the primary tool for earning income.