Key Points of Operation #humma
Huma Finance is the world's first PayFi network, designed to enable real-time global payments around the clock using stablecoins, revolutionizing the traditional settlement system and unlocking institutional-level returns for all users.
The $HUMA token serves as a utility and governance asset for the ecosystem, enabling protocol operations, liquidity incentives, and community development, with a total supply of 10 billion tokens.
It addresses real financial problems, including delayed settlements, unequal distribution of returns, high transfer fees, and long payment periods for suppliers.
The sustainable yield model generates high double-digit returns by recycling capital through payments backed by short-term receivables, rather than speculative cryptocurrency strategies.
Buildability and Utility: Liquidity provider tokens ($PST and $mPST) integrate across Solana DeFi platforms for enhanced profit strategies and flexibility.
A security-first approach with institutional-level audits, multi-signature controls, and risk-mitigated smart contract design.
Backed by industry leaders such as Solana, Circle, the Stellar Development Foundation, and Galaxy Digital, Huma has processed over $3.8 billion in volume, demonstrating strong product market fit.