đ What Is Huma Finance?
Huma Finance is a PayFi protocol built on Solana (and now BSC) that tokenizes real-world receivablesâsuch as invoices and payrollâinto crypto collateral, enabling instant, stablecoin-backed payments and credit [ ].
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đȘ HUMA Token & Economics
Supply: 10âŻbillion tokens total; ~1.73âŻB circulating (~17%) [ ].
Deflationary Mechanism: 50% of borrower fees buy & burn HUMA, reducing supply over time [ ].
Use Cases: Governance voting, staking, liquidity mining rewards, and protocol access rights [ ].
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đ Growth & Partnerships
Operational on Solana since November 2024; over $4B processed, zero defaults [ ].
Supported by major backers like Circle, Solana Foundation, Galaxy Digital, raised $46M by March 2025 [ ].
June 2025: Integrated with the Global Dollar Network, boosting institutional payment capability [ ].
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đ Market Data
Price: ~$0.031â0.032
Market Cap: ~$56âŻM
24âh Volume: ~$22âŻM [ ].
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đ Why It Matters
HUMA bridges DeFi and real-world finance through instant payments and credit infrastructure. Its deflationary mechanics, institutional integrations, and robust ecosystem position it as a standout in the growing PayFi narrative [ ].
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â Bottom Line
HUMA is a utility/governance token powering a fast-growing on-chain credit and payment protocol. With real-world volume, smart economics, and strong backing, it's worth watching for its role in cross-border stablecoin finance.
Would you like a deeper dive into its tokenomics, growth strategy, or latest yield opportunities?