Coming from the people, going to the people, the community is always the first priority
In fact, PayFi's biggest challenge is not writing code, but 'changing people's habits'—users have long been brainwashed by WeChat/Alipay's 'instant transfer but still T+1 settlement behind the scenes', and they have little sense of true on-chain T+0. Huma first did two things:
> First, let people feel that 'true instant' is valuable by moving T+0 to high-frequency scenarios like cross-border payments and merchant turnover—transactions that used to take three to five days to arrive can now be completed in a few minutes, with lower fees in the process. Once people compare the experience, the charm of on-chain transactions immediately emerges. Solana provides the underlying infrastructure, and stablecoins handle the settlements; this combination finally gives ordinary people the feeling of 'Oh, I can save so much!' for 'true T+0'.
> Compliance comes first, silencing regulatory concerns. You mentioned a license? OK, directly acquire the licensed entity Arf, and then partner with Visa. Huma follows the traditional financial route of 'getting a license before expanding', but just inserts on-chain efficiency, effectively telling regulators: I’m not here to disrupt the market; I’m here to make things easier for you.
Then there's the founder Richard @DrPayFi, a true community founder
'JC academic controversy, P2P skepticism → trending searches, Space, AMA three-in-one, gaining over 100,000 followers in a week+'
Apologizing first when issues arise, then addressing the P2P skepticism and academic controversies, he stands at the forefront of public opinion, answering questions live on Twitter, conducting AMAs for hours, demonstrating the attitude of 'I’m not afraid of your questions; I’m just afraid you don’t ask'.
I have also had the privilege of hosting a Solana Chinese community Huma AMA.