🔥【The Ultimate Fusion of AI+DeFi! How does Huma use machine learning to tackle bad debts?】
Traditional P2P online lending bad debt rate exceeds 15%? Huma introduces three AI risk control tools:
💻Dynamic credit scoring: Analyzing on-chain cash flow and social data of enterprises, adjusting interest rates in real-time;
😑 Price oracle triggers collateral liquidation, protecting lenders' principal;
🌞 Tracking BSC, Solana multi-chain address correlations.
The results are astonishing: the platform has been operating for 2 years, and the bad debt rate is only 1.07%! Meanwhile, investor returns have outperformed US Treasury bonds by 8 times. A Hong Kong Fintech report indicates that AI-driven RWA protocols will become the next wave of unicorn incubators.
> 💎 HUMA holders get priority access to test AI credit tools and secure high-yield assets in advance! @Huma Finance 🟣 #HumaFinance $HUMA