#HUMAFINANCE🟣 $HUMA @Huma Finance 🟣
Huma Finance is a pioneering Payment Finance (PayFi) project that leverages blockchain technology to revolutionize global payment systems. By integrating with high-speed blockchains like Solana, Huma Finance offers instant, low-cost transactions, transparency, and fair returns for users.
*Key Features:*
- *PayFi Protocol*: Huma Finance introduces a new category in decentralized finance, combining blockchain innovation with real-world financial use cases.
- *Decentralized Credit Infrastructure*: Connects global liquidity with real-world payment needs through its innovative PayFi model.
- *Tokenized Receivables*: Allows users and businesses to tokenize invoices and receivables, solving liquidity problems in traditional payments.
- *Real-time Settlement*: Utilizes Solana's high-performance blockchain for instant settlement, reducing transaction times and fees.
*Huma Finance's Achievements:*
- $4.5 Billion in Transactions: Processed over $4.5 billion in transactions with zero credit defaults.
- *$46 Million in Funding*: Raised $46 million from notable investors, including Circle Ventures, HashKey Capital, and Distributed Global.
- *50,000+ Depositors*: Over 50,000 depositors participate in liquidity pools, indicating broad engagement beyond institutional users ¹ ² ³.
Huma 2.0:
- *Permissionless Platform*: Allows anyone to participate in DeFi yield opportunities backed by real-world payment flows.
- *Classic and Maxi Modes*: Offers stable 10.5% APY in USDC plus base-level rewards, with options for enhanced reward multipliers ⁴ ⁵.
*Tokenomics:*
- *HUMA Token*: The native utility and governance token with a maximum total supply of 10 billion tokens.
- *Token Allocation*: 31% for liquidity provider and ecosystem incentives, 7% for CEX listings and marketing, and 5% for the Huma Finance airdrop ⁶ ⁵.