🌍 Huma Finance isn’t just another DeFi protocol — it’s building a permissionless income-backed infrastructure layer that could redefine the future of on-chain credit.
Unlike traditional DeFi that relies heavily on over-collateralized assets, Huma allows users to use future income streams as collateral. This opens up lending access to people and businesses that have stable earnings but lack upfront capital or assets.
Some powerful real-world use cases are already live:
– On-chain payroll-based salary advances
– Micro-loans for local merchants in emerging markets
– Healthcare financing through RWA-backed systems
Developers can now build programmable and compliant credit products that connect directly to the real-world economy — no banks, no middlemen, no borders.
Imagine a world where gig workers, freelancers, drivers, or small shopkeepers can access loans based on income, not credit history.
That’s the potential $HUMA unlocks — giving credit where traditional finance doesn’t even reach.
