HumaFinance's credit framework based on "future cash flow" is indeed groundbreaking. It not only blurs the boundaries between RWA and DeFi but also allows stable income itself to become an usable credit asset, opening up a new dimension for capital circulation. $HUMA, as the underlying protocol for the next generation of finance, this innovation over traditional financial models is worth looking forward to, and its potential in the new phase of on-chain lending is promising.~