#HumaFinance is a decentralized finance (DeFi) protocol that aims to revolutionize global payments and access to credit. Its main goal is to address the inefficiencies of traditional financial systems, such as the slowness and high cost of transactions, especially international ones, and the difficulty of accessing liquidity and credit.

Here is a summary of its main features:

* "PayFi" Approach (Payment Finance): Huma Finance positions itself as a leading network in this sector, connecting traditional finance with the world of decentralized finance.

* Decentralized Lending Model: Allows borrowers to access lines of credit using future income as collateral. The platform supports services such as revolving credit lines and factoring of accounts receivable.

* Operation with Smart Contracts: The protocol uses smart contracts to automate and secure the entire lending and borrowing process. Lenders provide liquidity to the protocol and earn yields.

* Tranche System: Lenders can choose between senior and junior tranches, with different risk-reward profiles.

* Advanced Risk Management: Huma uses tools such as decentralized signal processors and assessment agents to analyze income sources and ensure responsible lending.

* Built on Solana: The choice of Solana blockchain is crucial, as its high transaction speed and low costs make it ideal for DeFi applications, allowing Huma to process large volumes of transactions efficiently.

* Native Token ($HUMA): The token $HUMA plays a fundamental role in the ecosystem, used for staking, governance, and incentives for liquidity providers.

* "PayFi Stack" Structure: Huma operates with a multi-layered architecture (transaction, currency, and financing) to optimize payment financing through blockchain.@Huma Finance 🟣

* Benefits for Businesses and Liquidity Providers