Huma Finance Surpasses $4.5B in Real-World DeFi Transactions
July 9, 2025 — Huma Finance continues to redefine decentralized finance by merging traditional financial infrastructure with blockchain-based liquidity. As of this week, Huma has officially crossed $4.5 billion in total transaction volume, powered by its expanding ecosystem across Solana, Polygon, Stellar, and Celo.
$4.5B+ in TTV: In less than six months, Huma's on-chain PayFi protocol has facilitated more than $4.5B in income-backed loans, invoice financing, and cross-border stablecoin settlements.
Zero defaults reported since launch — signaling high-quality underwriting and secure lending models.
Increased demand for its permissionless pools (Huma 2.0), as more retail investors seek double-digit stablecoin yields (8%–12% APR).
Strategic expansion into new markets through collaborations with the Solana Foundation and Stellar Development Foundation.
💼 Institutional Adoption Rising
Huma's institutional platform is also seeing robust adoption, with global fintech firms and DeFi-native companies tapping into its infrastructure for fast, compliant, and programmable payments.
Key players using the platform now include:
Rain – a Web3 corporate card platform
Jupiter and Kamino – leveraging liquidity rails on Solana
Circle – for USDC settlements
