> The traditional DeFi over-collateralization model is being disrupted by @humafinance! The core innovation of $HUMA, [Credit Delegation], allows users to grant credit limits to trusted parties, enabling truly uncollateralized lending.
>
> 🔹 Case: If you hold AAVE deposits, you can delegate your credit limit to an institution (such as a market maker), allowing them to borrow without collateral while you earn extra interest + protocol rewards!
> 🔹 Advantages:
> - Fund providers: Risk isolation + dual returns
> - Borrowers: Access liquidity with 0 collateral
> - Protocol: Activate idle credit, enhance capital efficiency
>
> With the explosion of the RWA track, Huma's multi-chain expansion (Base, Optimism, etc.) may become the next leader in on-chain credit infrastructure! #HumaFinance@Huma Finance 🟣 #HumaFinance和 $huma
