#HumaFinanc $HUMA @Huma Finance 🟣 (HUMA) is the first PayFi (Payment Finance) network, designed to enable global payment institutions to settle payments 24/7 using stablecoins and on-chain liquidity. This approach brings speed, transparency, and efficiency to traditionally slow financial infrastructure. Since its inception, Huma has processed over $3.8 billion in transaction volume and delivered double-digit real-world yields to its liquidity providers.

The name PayFi combines "payment" and "finance" to describe a new way of moving money. Unlike traditional banks or payment systems, which often take days to settle transactions, Huma uses blockchain technology and stablecoins to settle payments instantly, any time of day or night.

At its core, Huma aims to fix a big problem: global finance is slow, fragmented, and costly. Merchants might wait days to receive payments, suppliers often face long payment terms, and people sending money across borders lose a lot to fees and delays. Huma’s goal is to change this by making money flow as fast as information does in today’s digital world.

Huma Finance (HUMA): Revolutionizing Payments with PayFi image 0

Who Created Huma Finance (HUMA)?

Huma Finance was co-founded by Erbil Karaman and Richard Liu, both of whom bring extensive experience in technology and finance.

● Erbil Karaman: Prior to Huma, Karaman held leadership roles in various tech companies, focusing on product development and innovation.

● Richard Liu: Liu's background includes serving as the Head of Engineering at Google for multiple 0-1 products, including Google Fi, Google Trusted Store, and Google Commerce Search. He also co-founded Leap.ai, which was acquired by Facebook, and was the Chief Technology Officer at Earnin, a financial platform that allowed millions of Americans to access wages before payday