The traditional DeFi over-collateralization model is being disrupted by @humafinance! The core innovation of $HUMA, Credit Delegation, allows users to grant credit limits to trusted parties, achieving truly uncollateralized lending.
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> 🔹 Case: If you hold AAVE deposits, you can delegate your credit limit to institutions (such as market makers), allowing them to borrow without collateral, while you earn extra interest + protocol rewards!
> 🔹 Advantages:
> - Capital providers: Risk isolation + dual returns
> - Borrower: Obtain liquidity with 0 collateral
> - Protocol: Activate idle credit, enhance capital efficiency
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> With the explosion of the RWA track, Huma's multi-chain expansion (Base, Optimism, etc.) may become the next leader in on-chain credit infrastructure! #HumaFinance