Huma Finance (ticker: HUMA) is a crypto token built on the Solana blockchain, serving as the native asset of a decentralized protocol focused on real-world, income-backed lending (also known as PayFi). Here's a detailed snapshot:
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🧾 What is HUMA?
Protocol & Utility: HUMA powers Huma Finance — a PayFi network enabling lending and borrowing against real-world income streams like invoices and payroll. It offers governance participation, transaction fees, staking rewards, and funding mechanisms .
Technology: Built on Solana for fast, cost-effective transactions .
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📊 Key Metrics
Current Price: ~$0.0334 USD
Market Capitalization: Approx. $55–56 million
Circulating Supply: ~1.73 billion out of a max 10 billion HUMA
All-Time High: $0.1156 on May 26–27, 2025)
Recent Low: ~$0.02946 on June 26, 2025
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📈 Price Trends
Short-Term: A 24‑hour volatility of ~1%, with recent 7‑day movements down ~7–8% .
Mid-Term Outlook: In June 2025, trading ranged between $0.06–$0.075 (~₹5–6.6), with market sentiment leaning bullish if volume sustained .
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🛠️ Use Cases & Advantages
Bridges DeFi and Real Finance: Offers liquidity based on real-world revenue streams, impacting sectors like trade finance, payroll financing, and even DePIN systems .
Deflationary Mechanism: Burns a share of fees to curb inflation .
Institutional Backing: Raised ~$46 million across seed and Series A rounds, supported by investors like Circle Ventures, HashKey Capital, and Stellar Development Foundation .
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📉 Risks to Consider
Volatility: Like most crypto, HUMA faces significant price swings (~72% drop from ATH) .
Complexity & Smart‑contract Risk: Its real-world asset model and smart-contract architecture add layers of technical and execution challenges .
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💱 Buying HUMA in India
Exchanges: Available in INR on platforms like Binance, Bitget, CoinDCX, MEXC, and CoinSwitch .
Minimum Investment: Some platforms allow trading from ₹100 or similar small amounts .
