#Digital money is considered better in many ways due to its speed, convenience, and accessibility. Here’s a breakdown of why it's often preferred:
---
✅ 1. Fast & Easy Transactions
You can send or receive money instantly, even across borders.
No need to visit a bank or carry cash.
✅ 2. Cost-Efficient
Lower fees, especially for international transfers (e.g., crypto or mobile money vs. bank wire).
✅ 3. Always Accessible
Works 24/7, unlike banks which close on weekends or holidays.
All you need is a smartphone or internet connection.
✅ 4. Better for Record-Keeping
Every transaction is automatically logged—useful for tracking and budgeting.
✅ 5. Financial Inclusion
Empowers the unbanked, especially in rural or underserved regions (like M-Pesa in Kenya).
✅ 6. Supports Innovation
Enables smart contracts, decentralized finance (DeFi), and new financial tools that improve transparency and control.
