XRP, the native token of the XRP Ledger developed by Ripple Labs, is currently trading around $0.62, reflecting modest movement in line with broader market trends. Designed for fast, low-cost cross-border payments, XRP aims to bridge traditional financial systems with blockchain technology. It offers transaction speeds of 3–5 seconds and negligible fees, making it popular among banks and payment providers. XRP has gained renewed attention due to ongoing legal clarity in its long-standing case with the U.S. SEC, with partial court victories reinforcing its status as a non-security in certain contexts. As regulatory uncertainty eases, XRP continues to position itself as a key player in global payments and remittance solutions.