Talk of an XRP move into double digits has filled social feeds for years, yet fresh forecasts from leading AI tools, and the quiet rise of an up-and-coming PayFi token called Remittix, now challenge that dream. While XRP still enjoys healthy charts and major milestones, some traders are rotating capital toward a wallet-ready altcoin priced around eight cents that promises faster settlement times and a shrinking supply.
AI Tools Curb the XRP Dream
For years the XRP community has imagined a future in which Ripple’s native token cracks the $10 barrier, yet new projections from four leading artificial-intelligence platforms offer a cooler outlook. ChatGPT, Gemini, Perplexity, and Grok were each asked to model XRP’s end-of-2025 valuation, and the consensus, while still bullish, stops short of moon-shot euphoria.
ChatGPT produced three scenarios: a conservative return to the 2018 all-time high near three dollars eighty, a moderate glide toward five to six dollars if Ripple continues adding key payment corridors, and a best-case surge to ten or fifteen dollars only if global partnerships accelerate far faster than history suggests.
XRP’s Chart Holds the Spotlight at $2.09
The charts don’t send a clear signal, either. XRP now hovers near $2.34—almost exactly where the value-area floor meets its 200-day moving line. Maintaining that floor preserves the bullish structure, yet significant resistance looms overhead.
The token did score a milestone by closing the second quarter of 2025 above $2.33, its highest quarterly candle in history, an event market analyst Steph Is Crypto says marks a shift in long-term market structure.
source: @Steph_iscrypto on X
Still, the Bollinger Bands on the three-month chart have narrowed. If XRP remains pinned below $3, analysts caution that hopes for a swift march to ten could fade into another multi-month consolidation.
Remittix’s PayFi Pitch Starts Chipping Away at Ripple
While discussions of $10 XRP continue, some investors have begun to rotate into a leaner payments token quietly raising capital under the radar. Remittix, now priced at roughly eight cents, has already collected more than fifteen point nine million dollars by selling over 548 million RTX tokens, and the sprint toward an 18-million-dollar soft cap is in full swing.
Unlike legacy remittance coins, Remittix centres on a deflationary economic design that automatically burns a fraction of every transaction, permanently reducing supply. The project’s developers say that feature, coupled with sub-ten-second settlement times, will make RTX more appealing for everyday cross-border transfers than older assets that rely on corporate gateways.
This strategy is working and several regional money-transfer operators in West Africa and Southeast Asia have begun testing Remittix. Although volumes remain small, the pilots suggest how a nimble protocol priced at $0.0811 can convert users who balk at the higher ticket sizes often required to move XRP.
Final Verdict: A Stealth Contender for July and Beyond
None of this means XRP is doomed to languish below ten dollars forever, but the combination of sober AI forecasts, lingering technical ceilings, and a rising competitor with a ready-to-use product suggests the path will be longer than many enthusiasts hope.
Remittix, with its burn-driven tokenomics and real-world pilots, offers a different proposition: tangible utility at a unit price that leaves room for triple-digit growth without demanding an institutional stamp of approval. As the remittance race heats up, early movers are positioning before the broader market notices.
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Website: https://remittix.io/
Socials: https://linktr.ee/remittix
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