Based on my Experience in Earn in Binance,
1) I will say to go with Safe Assets like $USDT ,$USDC , $XUSD they offer exciting APR as 6.78%,10.97%,12.29% respectively . The Rewards seems exciting guys but it contains risk and market volatility also affects this APR.
BUT if we go with the safer and stable coins like these we can be safe with any Market risks.
2) Now we will take another example of binance coins named as BANANAS31 have 16% approx APR which is significantly higher than stable coin APR but as we know this coin is not stable . The APR Returns can be higher but the coins value can significantly decrease or increase.
So i have told you here about two cases of earn , this investments are subject to market risks or invest safely.