shahzadkhan71
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Here’s a detailed overview of the Binance Visa Card:
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🪙 What is it?
0-1It’s a crypto‑funde
0-1It’s a crypto‑funded Visa debit card (not credit). You load it by transferring crypto from your Spot Wallet to a Funding Wallet, and Binance converts crypto to fiat at the time of purchase .
308-0You can use it wherever Visa is accepted—both in-store and online .
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💸 Fees & Cashback
411-0No issuance or monthly fees, but a €25 replacement fee applies if you lose your card (waived if the original is lost in shipping) .
613-0Cashback in BNB: from 0.1% up to 8%, based on your 30‑day average BNB balance—higher holdings earn higher rewards .
780-0Cashback is capped monthly (e.g., Level 7 max ≈ €100/month via Cryptonoshi) .
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🗺️ Where is it available?
879-0As of December 20 2023, Binance shut down the Binance Card program in the EEA and no longer issues new cards there .
1075-0It's still available in non‑EEA countries, including the U.S., and select other regions .
Check if it's eligible in Pakistan—Binance’s regional offerings can vary.
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✅ Benefits and risks
Pros:
1208-1Zero maintenance fees, rewarding cashback, and use of crypto without converting upfront .
1457-0Integrated with Google Pay/Samsung Pay for instant virtual card use .
Cons:
1565-0Limited consumer protection: since it's a debit card, chargebacks and fraud recovery can be slow and difficult .
1725-0Some users report acceptance issues at certain merchants, and mixed support experiences .
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📝 How to get it
1. Create and verify your Binance account (KYC Level 2).
2. Go to Finance → Binance Visa Card, and order.
3. A virtual card is instantly issued, usable via Google/Samsung Pay.
4. 1859-3The physical card arrives (usually within 1–6 weeks; EEA was up to 45 days) .
5. 2203-0Activate it via Card Dashboard (submit last four digits + CVV) .
6. Top up your Funding Wallet with crypto to start spending.
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🧭 Is it right for you?
Great for you if:
You hold enough BNB to earn meaningful cashback.
You want to spend crypto seamlessly without pre-converting to fiat.
Not ideal if:
You rely on strong fraud protection or need easy chargebacks.
The card isn’t available in your region (like much of EEA and possibly Pakistan right now).
---
✅ Next Steps
Check Binance’s regional support page to see if the card is available in Pakistan.
Review the Binance Card Terms & Fees to fully understand limits and rewards.
If eligible, apply and start with a virtual card for Google/Samsung Pay immediately—no wait.
308-0You can use it wherever Visa is accepted—both in-store and online .
---
💸 Fees & Cashback
411-0No issuance or monthly fees, but a €25 replacement fee applies if you lose your card (waived if the original is lost in shipping) .
613-0Cashback in BNB: from 0.1% up to 8%, based on your 30‑day average BNB balance—higher holdings earn higher rewards .
780-0Cashback is capped monthly (e.g., Level 7 max ≈ €100/month via Cryptonoshi) .
---
🗺️ Where is it available?
879-0As of December 20 2023, Binance shut down the Binance Card program in the EEA and no longer issues new cards there .
1075-0It's still available in non‑EEA countries, including the U.S., and select other regions .
Check if it's eligible in Pakistan—Binance’s regional offerings can vary.
---
✅ Benefits and risks
Pros:
1208-1Zero maintenance fees, rewarding cashback, and use of crypto without converting upfront .
1457-0Integrated with Google Pay/Samsung Pay for instant virtual card use .
Cons:
1565-0Limited consumer protection: since it's a debit card, chargebacks and fraud recovery can be slow and difficult .
1725-0Some users report acceptance issues at certain merchants, and mixed support experiences .
---
📝 How to get it
1. Create and verify your Binance account (KYC Level 2).
2. Go to Finance → Binance Visa Card, and order.
3. A virtual card is instantly issued, usable via Google/Samsung Pay.
4. 1859-3The physical card arrives (usually within 1–6 weeks; EEA was up to 45 days) .
5. 2203-0Activate it via Card Dashboard (submit last four digits + CVV) .
6. Top up your Funding Wallet with crypto to start spending.
---
🧭 Is it right for you?
Great for you if:
You hold enough BNB to earn meaningful cashback.
You want to spend crypto seamlessly without pre-converting to fiat.
Not ideal if:
You rely on strong fraud protection or need easy chargebacks.
The card isn’t available in your region (like much of EEA and possibly Pakistan right now).
---
✅ Next Steps
Check Binance’s regional support page to see if the card is available in Pakistan.
Review the Binance Card Terms & Fees to fully understand limits and rewards.
If eligible, apply and start with a virtual card for Google/Samsung Pay immediately—no wait.
Disclaimer: Includes third-party opinions. No financial advice. May include sponsored content. See T&Cs.
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