Here are the latest cryptocurrency developments as of July 3, 2025:

$BTC $

šŸ¦ Ripple Applies for U.S. Banking License

Ripple has applied for a national banking charter with the U.S. Office of the Comptroller of the Currency. This move aims to integrate Ripple's payment network more deeply into the traditional financial system, potentially accelerating payment settlements and enhancing regulatory legitimacy. [1]

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šŸ“ˆ Bitcoin's Price Trajectory

Bitcoin is currently trading at approximately 109,000. Analysts predict that, based on its correlation with the U.S. M2 money supply, Bitcoin could reach135,000 by July 2025. [2]

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🧠 Ethereum's Decentralization Concerns

Ethereum co-founder Vitalik Buterin has expressed concerns that the ecosystem is at risk if decentralization becomes merely a catchphrase. He emphasizes the need for genuine decentralization to maintain the network's integrity and resilience. [1]

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šŸŒ Global Regulatory Developments#TrumpVsMusk #TrumpVsMusk #DYMBinanceHODL

- *United States*: The SEC has approved the first U.S. spot Ethereum ETFs, set to begin trading in Q3 2025. Additionally, a stablecoin bill has been passed, placing USDT and USDC under strict compliance.

- *European Union*: The MiCA 2.0 regulation introduces stricter DeFi and exchange regulations, mandating KYC for all wallets.