Change these money habits and see the changes in your finance 🧵👇
The way you talk about money is why you're not wealthy.
Here are 20 toxic money
Beliefs you learned as a kid, keeping you stuck today:
1. "Money is the root of all evil."
Money is just a tool. It amplifies who you are. Learn to control it, not fear it.
2. "We can't afford that."
Ask, "How can we afford that?" The right question leads to the right solutions.
3. "A stable job is the safest way to make money."
No job is truly safe. Build skills and assets that create income without you working.
4. "Rich people are greedy."
The wealthiest people give the most. Money in the right hands changes the world.
5. "Investing is too risky."
Not investing is the real risk-because inflation is robbing you daily.
6. "Debt is bad."
Bad debt buys liabilities. Good debt buys assets that make you richer.
7. "All rich people inherited wealth."
79% of U.S. millionaires are self-made. Wealth is built, not given.
8. "Money can't buy happiness."
Lack of money creates stress. Money buys freedom, choices, and peace of mind.
9. "I'll start saving when I make more money."
You won't. Start with 10% of what you make now-and increase it.
10. "A house is always a great investment."
A house is a liability unless it pays you. Learn the difference between assets & debts.
13. "You have to work hard to get rich."
The rich work smart. They leverage money, people, and systems to scale wealth.
14. "Success means a high salary."
Income means nothing if you don't own assets that keep making money for you.
15. "Wealthy people got lucky."
Luck is preparation meeting opportunity.
Wealth is built by playing the long game.
16. "Taxes are just part of life."
The rich legally use tax strategies to keep more of their money.
Learn how to do the same.
17. "Budgeting is restrictive."
It's freedom. A budget lets you control your money instead of money controlling
you.
18. "I'll never be rich."
If you think that way, you won't be. Shift your mindset, learn, and take action.
19. "Wealth takes a lifetime to build."
It takes knowledge, not time. The right skills can multiply your income in years, not decades.
20. "Retirement means quitting work."
Retirement means having enough passive income to work when you want-not because you have to.