According to veteran financial expert #RicEdelman , who has 39 years of experience and is known as 'Mr. RIA' with a massive amount of assets under management, allocating cryptocurrency in an investment portfolio is no longer an option but has become a necessity for all investors. This viewpoint receives strong support from the traditional finance community, on par with the influence of Larry Fink, CEO of BlackRock.
New trends in the context of longer life expectancy
Edelman argues that the traditional portfolio model of 60% stocks and 40% bonds is no longer effective in the context of people living longer due to technological advances. This requires a flexible investment strategy that provides higher returns.
He advises that depending on the level of risk tolerance, investors should allocate a significant portion to cryptocurrency:
10% for cautious investors.
25% for average investors.
40% for risk-seeking investors.
Cryptocurrency: Not just speculation but an inevitable trend
Edelman asserts that owning cryptocurrency is no longer merely speculation. In fact, he argues that if you don't have cryptocurrency, you are going against the market trend.
Over the past 15 years, cryptocurrencies have consistently outperformed all other asset classes, and this trend is predicted to continue for at least another 10 years. In particular, a portfolio that includes Bitcoin not only yields higher returns but also comes with lower risk. This is why cryptocurrencies have become a crucial component in optimizing long-term investment performance. #anhbacong