🌍 Against the backdrop of the growth of infrastructure cryptocurrencies and a renewed interest in DeFi, XRP is coming to the forefront as one of the leaders in speed, cross-border payments, and technological support. Today its price is around $2.19. In this article, we will discuss why now is the time to pay attention to XRP, and how to profitably include it in a portfolio with AAVE and FIL.

🔍 What makes XRP unique?

– Fast confirmations: average transaction time is 3–5 seconds
– Low fees suitable for small and mass transfers
– Technological integration with interbank networks, CBDC, and RippleNet
– Recent progress in partnerships and technical updates — all of this strengthens its status as a practical asset

🔄 What to expect from XRP?

  1. Technical breakthrough: XRPL and bridge updates enhance value and scalability

  2. Regulatory clarity: recent decisions have strengthened the token's status as a non-regulated asset

  3. Usage in payments: major banks and corporations consider XRP for cross-border settlements

  4. Technical picture: consolidation around $2.10–2.20 creates a base for possible movement to $4–$5

📦 How to build a portfolio with XRP?

For strategy balance:

✅ $XRP — fast payments and infrastructure
✅ $AAVE — the largest DeFi platform, whose token is trading around $256. Ideal for lending/borrowing and participating in staking
✅ $FIL — token of the Filecoin network for data storage, trading around $2.20. A good long-term bet on DePIN infrastructure

📈 Example distribution:

  • 40% — XRP (infrastructure and liquidity)

  • 30% — AAVE (DeFi and yield)

  • 30% — FIL (long-term bet on storage)

🎯 Such a portfolio combines:
– Base liquidity (XRP)
– DeFi assets with utility (AAVE)
– And long-term prospects (FIL)

🧩 Risks and control

– XRP is dependent on news and usage scales, but the fundamentals are still strong
– AAVE is sensitive to interest rate decisions and usability in DeFi
– FIL depends on interest in decentralized storage — but the network is already operating at the exabyte level

🧠 Why it’s worth getting in now

– XRP is trading at the current level ($2.19), forming a base
– AAVE attracts liquidity and offers yield
– FIL is part of the infrastructure trends in Web3 and DePIN

This is a strategy that encompasses payment architecture, DeFi, and data storage — everything that drives the next growth.

✅ Results

$XRP is not just a token. It is one of the crucial bridges between traditional and digital finance.
In conjunction with $AAVE and $FIL — one can achieve a portfolio with three growth components:

  1. Major infrastructure asset (XRP)

  2. DeFi platform (AAVE)

  3. Storage infrastructure (FIL)

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