Do you have any real-life examples of people who have made a fortune quietly around you?
My neighbor is a living example. This post-90s programmer, who achieved financial freedom through Bitcoin accumulated from gaming in his early years, bought a townhouse in Shenzhen outright two years ago.
His story is particularly interesting:
Original accumulation: Obtained Bitcoin through gaming, later cashed out at a high in 2020, reportedly realizing over 50 million.
Low-key style: He still drives a 6-year-old Crown, and there is not a single luxury item on him.
Family responsibility: He also sponsors his brother to study in the UK.
Investment strategy: Currently 50% in bank financial products + 30% in stocks + 20% in liquid funds.
During a dinner, he shared a particularly sober thought with me: "Those who become rich in the cryptocurrency world are all chosen ones; they need to understand technology and also hit the jackpot. The key is to know when to stop at the right time. If I hadn't cashed out these past few years, it would be hard to sell now."
His experience gives us three insights:
① Invest with spare money: It is advisable not to exceed 20% of total assets for high-risk investments.
② Take profits in a timely manner: Once you've caught the fish, you should be satisfied; don’t always aim to catch the tail as well.
③ Asset allocation: After making money, you need to shift to stable financial management.
What I admire most is his clear money view after becoming wealthy. Unlike some people who become arrogant after earning a little money, he instead focuses more on financial safety and a low-key lifestyle. This mindset towards financial management may be the true realm of "financial freedom".
