As someone new to Web3, you've probably heard of 'stablecoins'. What are the differences between the most common USDT and USDC? Let's understand it in three minutes!

Stablecoins are cryptocurrencies that are pegged to fiat currencies (like the US dollar), with low volatility, and can be used as an intermediary currency for transfers, storage, and investment. USDT and USDC are two representatives:

- Issuance background: USDT is issued by Tether, has a high market share but audit concerns; USDC is launched by Circle in collaboration with Coinbase, regulated by the US, and regularly discloses audit reports.

- Supported chains: USDT supports multiple chains (TRC20, ERC20, etc.); USDC is widely used in the Ethereum and DeFi ecosystem.

- Usage scenarios: USDT is suitable for quick transfers in exchanges and over-the-counter trading; USDC is favored by institutions and DeFi projects.

- Transparency: USDC undergoes monthly audits; USDT's compliance and audit transparency are disputed.

Suggestions for beginners: USDT is convenient for transfers and has strong liquidity; USDC is more compliant, suitable for DeFi. Both have their advantages and can be used flexibly.

Practical tips: USDT on the TRC20 chain has low fees, while ERC20 has high fees but strong compatibility. Always confirm the chain type for transfers to avoid asset loss! #币安Alpha上新 #以色列伊朗冲突 #币安钱包TGE $BTC