Over the past two years, stablecoins such as USDT, USDC, and USD1 have experienced explosive growth, becoming a key component of the Web3 ecosystem. As they expand across multiple blockchain networks, their role in DeFi, payments, settlements, and even RWA transactions has become increasingly vital.

With this rising demand, more users are paying attention to cross-chain transfers. Many wallets have introduced built-in cross-chain features, which seem like the perfect solution, enabling users to transfer assets across different chains within a single interface. Sounds ideal, but does the experience live up to the promise?

We tested five popular wallets—TokenPocket, Trust Wallet, MetaMask, Phantom, and Exodus—in stablecoin cross-chain scenarios, focusing on three key dimensions: platform fees, transfer speed, and multi-chain support. Our goal is to give you a clear picture of how each wallet performs and help you choose the best tool for managing your Web3 assets globally.

1. Platform Fees: What Are You Paying For?

Fees are one of the most immediate and sensitive concerns for users making cross-chain transfers. While a difference of 0.3% to 0.8% might seem small, it quickly adds up, especially for frequent users or those transferring large amounts.

Here’s a breakdown of cross-chain stablecoin fees for each wallet:

  • TokenPocket stands out with the lowest fee at 0.30%, making it ideal for frequent or high-volume transfers.

  • Exodus charges a mid-range 0.50%, which is average among mainstream wallets.

  • Phantom, MetaMask, and Trust Wallet all have noticeably higher fees, ranging from 0.70% to 0.85%. While they may offer strengths in other areas, these fees could be a dealbreaker for cost-conscious users.

Bottom line: If minimizing fees is your priority, TokenPocket offers the best value among the five wallets.

2. Transfer Speed: Who’s the Fastest?

Transfer speed is critical to the user experience. Even a short delay can cause stress or losses, especially when moving large funds or reacting to volatile markets.

We tested stablecoin transfers between Tron and BSC, one of the most common cross-chain routes. Since Phantom and MetaMask do not support Tron, we tested them using Ethereum ↔ Solana transfers instead. Here's what we found:

  • TokenPocket leads again with an average transfer time of just 40 seconds, offering the fastest and smoothest experience.

  • Phantom clocks in at around 60 seconds, a decent result.

  • Trust Wallet and MetaMask follow closely at about 70 seconds.

  • Exodus was the slowest, taking up to 75 seconds, which might be too long for users who need real-time confirmations.

Takeaway: For users who frequently conduct cross-chain transfers or need to respond quickly to market shifts, TokenPocket’s speed gives it a strong advantage.

3. Multi-Chain Support: Is Your Wallet Truly Versatile?

In today’s multi-chain blockchain landscape, a wallet’s ability to seamlessly support various chains determines its versatility and long-term potential. Whether you’re managing assets on Ethereum, BSC, Solana, or Tron, your wallet should adapt to your needs.

Here’s how the five wallets stack up in terms of supported chains and BSC ↔ TRON cross-chain compatibility:

  • TokenPocket supports a remarkable 44 chains, covering both EVM ecosystems (Ethereum, BSC, Polygon) and non-EVM ecosystems (TRON, Solana, Cosmos). It’s perfect for users with diversified holdings across multiple networks.

  • Trust Wallet supports 26 chains and offers complete BSC ↔ TRON cross-chain support, meeting the needs of most users.

  • Exodus supports 16 chains, sufficient for basic use but less extensive in scope.

  • MetaMask supports just 9 EVM-based chains and does not support TRON.

  • Phantom is primarily focused on the Solana ecosystem and supports only a few major EVM chains, making it the least versatile.

Conclusion: If broad ecosystem compatibility is important to you, TokenPocket clearly leads in multi-chain support.

4. Final Verdict

Among the five wallets, TokenPocket offers the most well-rounded performance:

  • Lowest fees (0.30%)

  • Fastest cross-chain transfers (40 seconds)

  • Supports 44 chains, including both Tron and Solana

It’s the top choice for users who value efficiency and ecosystem compatibility.

Trust Wallet and Exodus perform reasonably well but fall short in either speed or network coverage.
MetaMask and Phantom are better suited for users focused on a single ecosystem, with limited cross-chain capabilities.

If you're looking for a wallet that’s convenient, cost-effective, and ecosystem-friendly, TokenPocket is currently your best bet for cross-chain operations.