#USNationalDebt The **U.S. national debt** is a critical economic issue, representing the total amount of money the federal government owes to creditors, including domestic and foreign investors, government agencies, and other entities. Here’s a breakdown of key details as of **June 2024**:

### **Current U.S. National Debt (June 2024)**

- **Total Debt:** ~ **$34.8 trillion**

- *Public Debt (held by investors, foreign governments, etc.):* ~ **$27.3 trillion**

- *Intragovernmental Debt (owed to federal agencies like Social Security):* ~ **$7.5 trillion**

### **Recent Trends & Causes**

1. **Rapid Growth** – The debt has surged due to:

- **Tax cuts** (e.g., 2017 Tax Cuts and Jobs Act)

- **Increased spending** (COVID-19 relief, infrastructure, defense)

- **Rising interest rates** (higher borrowing costs)

- **Economic stimulus packages** (e.g., CARES Act, Inflation Reduction Act)

2. **Debt-to-GDP Ratio** – Around **123%** (higher than post-WWII levels).

- *Why it matters:* A high ratio can signal long-term fiscal risks.

3. **Foreign Holders** – Major creditors include:

- **Japan** (~$1.1 trillion)

- **China** (~$770 billion)

- **UK, Luxembourg, Switzerland, others**

### **Debt Ceiling & Political Battles**

- The U.S. periodically hits the **debt limit**, requiring Congress to raise or suspend it to avoid default.

- The last major showdown was in **2023**, resolved with the **Fiscal Responsibility Act**, suspending the limit until **January 2025**.

### **Economic Concerns**

- **Interest Costs** – The U.S. now spends **over $1 trillion annually** just on interest payments.

- **Sustainability** – If debt grows faster than GDP, it could lead to:

- Higher taxes

- Spending cuts

- Inflation risks

- Reduced investor confidence

### **Future Outlook**

- **Projections** suggest debt could exceed **$50 trillion by 2030** if current trends continue.

- **Policy Solutions** debated include:

- Spending reforms (Medicare, Social Security, defense)

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