Elon Musk’s X (formerly Twitter) is evolving fast toward super‑app status, aiming to emulate the all‑in‑one utility of China’s WeChat . Under CEO Linda Yaccarino, X plans to integrate X Money—a digital wallet powered by Visa—for peer‑to‑peer payments, investments, maybe even debit cards, launching soon in the U.S. . Early traction is promising: X holds multiple U.S. money‑transmitter licences, while advertisers begin returning .