#XSuperApp : X’s Transformation into a One-Stop Digital Hub

X (formerly Twitter) is rapidly evolving into a super app under Elon Musk’s vision. CEO Linda Yaccarino recently confirmed that X will soon support investing, trading, and peer-to-peer payments via X Money, in partnership with Visa. This U.S. wallet feature will let users send funds, tip creators, shop, and even access debit or credit cards—all within the app .

The move mirrors China’s WeChat model: messaging, payments, commerce, and financial services united in one platform. X is also working on money-transmitter licenses across multiple U.S. states . Partnering with Musk’s xAI boosts AI-powered ad targeting—another step toward seamless ecosystem integration.

If successful, X could rival major fintech players—but regulatory scrutiny, user trust, and competition remain hurdles to clear.