#XSuperApp

It sounds just like you've just downloaded an app that can message, send money, invest, and even buy coffee in one go! People invited Elon to call this the American version of WeChat, but most Americans still remember and operate the app according to the old habits: separating Facebook, PayPal, Robinhood… into individual apps 😅.

Now Musk wants to bring everything into X: from X Money (digital wallet, P2P money transfer, Visa debit card) to financial transactions and investments right in the feed – sounds like tweeting while placing stock orders!

The combination of payments – investments – chat – video in one app is a bold move – a potential “peak” like WeChat, but also fraught with legal risks and users might... be confused among the new buttons. Not to mention, who wouldn’t be bewildered when the feed pops up: “Invest in DOGE or transfer money to your girlfriend”? 😝

In summary: X is quickly moving towards the definition of “an app... that can be used for immediate banter, can also serve Soviet-style coffee, and can invest in American stocks” all in one touch. Will Musk succeed? Or simply turn X into “an app for everything but nothing is clear”? Citi remarked: “Oh, you’re still tweeting but now you’re also in debt to the bank!” 😄