#XSuperApp Is Twitter Becoming the New 'World Bank'?

June 20, 2025 — Drastic changes to the X platform (formerly Twitter) raise new questions: is this a technological evolution, or just a digital dominance fantasy from Elon Musk that is moving too fast? With ambitions to make X a super app like WeChat in China, the global financial landscape could change—but not without significant risks.

The integration of peer-to-peer payments, crypto wallet features, and AI expansion on a single platform distances X further from its social media roots. However, there is still no concrete clarity on global regulatory approvals, financial data security, and cross-border interoperability. On the other hand, pressure on traditional banks and even stablecoin projects like PayPal USD or USDC is increasingly felt—X could become a dominant disruptor, but it could also fail completely if it loses user trust.