I believe Binance's holding interest program has the lowest threshold currently, with funds being secured in coin-based staking. After searching for [Holding Interest] in [Services], you can turn on the switch, and the spot assets in the account will automatically earn interest at a certain APR, with daily payouts. If you want to trade spot assets, you can redeem them at any time, without having to wait 7 days or longer like on-chain unstaking.

The underlying principle is that Binance, as a node, represents users in staking. If Binance can offer both coin-based Yu'ebao and seamlessly conduct DEX trading, it will become the largest gateway to the on-chain world.