To upgrade your portfolio, consider these key strategies :

Diversification: Spread investments across different asset classes, such as stocks, bonds, real estate, and alternative investments, to manage risk and achieve steady growth.

Asset Allocation: Choose between strategic (long-term, fixed percentage) and tactical (flexible, adjusted based on market conditions) approaches.

Shariah-Compliant Options: Consider sukuk (Islamic bonds) and halal mutual funds for ethical and financial value.

Local and International Investments: Invest in Saudi Arabia's growing sectors, like tech and renewable energy, and explore international opportunities.

Regular Rebalancing: Maintain your desired asset allocation by periodically reviewing and adjusting your portfolio.