#XSuperApp Elon Musk’s X is aggressively pivoting toward becoming a full-fledged “everything app,” rolling out a blend of financial, messaging, AI, and media features.

1. X Money & Financial Services – X will soon let users invest, trade, send P2P payments, and even get debit/credit cards—all within the app. A digital wallet, “X Money,” launching first in the U.S. with Visa and Citibank, has secured money-transmitter licenses in 41 states .

2. Privacy-Enhanced Chats with XChat – A new end‑to‑end encrypted messaging service (‘Bitcoin‑style’ encryption) supports vanishing messages, file transfers, audio/video calls, and group chats. Some features are already rolling out to paid subscribers .

3. Streaming and AI Integration – CEO Linda Yaccarino teased “X TV” for audio/video content and deeper integration of the Grok chatbot, aiming to compete with the multipurpose platforms like WeChat