Elon Musk's ambitious vision to transform the social media platform X (formerly Twitter) into a "super app" or "all-in-one app". The goal is to integrate various services beyond social networking into one platform.

* Goals of X Superapp and its potential features:

1. Core Vision

Hub complete: To become a comprehensive platform where users can manage various aspects of their digital and financial lives.

2. Financial Services: The main focus is on integrating financial tools such as payments, investments, and trading. This includes plans for X Money wallet, peer-to-peer payments, and possibly X credit/debit cards.

3. Social and Communication: Maintaining and enhancing the core functions of social media, including audio and video calls.

4. AI Integration: Leveraging AI (such as Grok xAI chatbot) for personalized services, such as investment advice and fraud detection.

5. Commerce Ecosystem: Facilitating shopping and other commercial transactions directly within the app.

* Key Features and Developments:

1. Payments: X has been actively pursuing money transmitter licenses in the US and plans to introduce a "Payments" button for transactions, balance checks, and money transfers.

2. Investments and Trading: Plans are underway to allow users to invest and trade directly from the platform, potentially including stocks and digital assets like Bitcoin, although specific asset classes and launch dates are yet to be revealed.

3. Credit/Debit Cards: There are discussions about launching a branded X credit or debit card to complement the financial ecosystem.

4. Video and Audio Calls: X already offers video and audio calls without the need to share phone numbers.

5. User Engagement: The goal is to create a self-reinforcing cycle where users transact, invest, and engage socially within one ecosystem, aimed at achieving sustainable user growth and diversified revenue.