#XSuperApp : Is Twitter Becoming the New 'World Bank'?

June 20, 2025 — Drastic changes on the X platform (formerly Twitter) raise new questions: is this a technological evolution, or just Elon Musk's overly ambitious fantasy of digital dominance? With the ambition to make X a super app like WeChat in China, the global financial landscape could change—but not without significant risks.

The integration of peer-to-peer payments, crypto wallet features, and the expansion of AI within a single platform is moving X further away from its social media roots. However, there is still no concrete clarity regarding global regulatory approvals, financial data security, and cross-border interoperability. On the other hand, the pressure on traditional banks and even stablecoin projects like PayPal USD or USDC is increasingly palpable—X could become a dominant disruptor, but it could also fail completely if it loses user trust.

The solution? Investors need to pay attention not only to technological developments but also to the systemic impact on the crypto ecosystem, tech stocks, and Web3 projects. If X succeeds in becoming the main gateway for global digital transactions, then tokens like DOGE, XLM, and even social tokens could experience massive repricing. But if not? We might witness the downfall of the largest digital ambition of this decade. Beware of euphoria bias—and be ready to take a position when the market is complacent.