$USDC

USDC remains rock‑solid at $0.9998–1.00, backed 1:1 by U.S. dollars and short‑term Treasuries, with a massive $61 B+ market cap and ~$8.7 B daily volume . It’s trading reliably, fluctuating just a few basis points—ideal for hedging against crypto volatility. Notably, USDC now serves as collateral on Coinbase derivatives, and merchants on Shopify can accept it via Base—signaling growing real‑world utility . Plus, the U.S. Senate passed the GENIUS Act, a major stablecoin regulatory framework, potentially boosting confidence in USDC's legitimacy .