$USDC

There are several ways to make money using USDC (US dollar stablecoin), explained by risk and difficulty level:

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✅ 1. Earn interest on DeFi platforms (low to medium risk)

• Deposit USDC on decentralized lending platforms such as Aave and Compound.

• Annualized interest rate is about 3–7%, even higher at peak times.

• Risks: contract vulnerabilities, platform risks, USDC decoupling risks.

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✅ 2. Join liquidity pools to earn fees (medium risk)

• Provide USDC-related trading pairs (such as USDC/ETH) on platforms such as Uniswap and Curve.

• Get transaction fee sharing and liquidity mining rewards.

• Risks: Impermanent Loss, price fluctuations.

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✅ 3. Fixed deposits on CeFi platforms (low risk)

• Use USDC provided by centralized exchanges such as Binance and OKX for regular financial management.

• The interest rate is about 3–10%, and the operation is simple.

• Risk: risk of platform closure or freezing (such as FTX).

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✅ 4. Participate in new project airdrops or IDOs (high risk and high reward)

• Some projects require USDC to participate in whitelist purchases or pledges.

• If the project is successful, it may return several times the profit.

• Risk: fraud, project failure, lock-up risk.

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✅ 5. Use stablecoin cards/payment applications to get cash back

• Like Crypto.com cards, Binance Cards, etc., you can get cash back when you use USDC for consumption.

• Suitable for stable users as a daily payment tool.