$USDC O USDC is experiencing a consolidation phase as a reference stablecoin. Its value remains firmly at $1—with minimal variation (≈ +0.02% in 24 h) and a market capitalization above $61 billion. The recent bipartisan approval of the GENIUS Act by the U.S. Senate—which requires 1:1 reserves and monthly audits—provides decisive regulatory backing, directly benefiting Circle, the issuer of USDC.

Furthermore, institutional adoption is growing: Circle debuted on the NYSE and its stock surged over 160%, reflecting market confidence. The expansion to multiple blockchains, such as integration with the XRP Ledger, reinforces its interoperability.

In my view, USDC is well positioned to become transparent, stable financial infrastructure increasingly integrated into the traditional system.