$USDC
Here's a breakdown of key aspects of USDC:
Issued by Circle: USDC is primarily issued by Circle, a prominent financial technology company, through the Centre Consortium, a collaboration between Circle and regulated financial institutions.
How it Works (Backing):
For every USDC token in circulation, Circle aims to hold an equivalent amount of U.S. dollars or highly liquid, low-risk, cash-equivalent assets (like short-term U.S. Treasury bills) in segregated accounts with U.S.-regulated financial institutions.
When a user deposits U.S. dollars with an approved issuer, new USDC tokens are minted.