#MyTradingStyle The Genius Act, approved by the U.S. Senate on June 17, 2025, introduces a regulatory framework for stablecoins that will impact their development and adoption in the short term. According to discussions on X and web analysis, only regulated entities, such as banks or financial institutions, will be able to issue stablecoins, which aims to ensure stability and consumer protection. This could reduce systemic risks, but it may also limit innovation from non-traditional players, such as crypto startups, according to @criptolawyer.

In the short term, greater confidence in stablecoins as an instant payment method is expected, enhancing their use in daily transactions and remittances. Companies like Tether (USDT) and Circle (USDC) could benefit if they comply with the new rules, while algorithmic or decentralized stablecoins will face legal challenges, according to @healthy_pockets. The strengthening of the digital dollar could also position the U.S. as a leader in the global crypto market, against competitors like China.

However, the law still requires approval in the House and presidential signature, creating uncertainty. Critics on X warn about potential excessive restrictions that could hinder sector growth. The outlook will depend on how these regulations are implemented and how the market adapts in 2025-2026.