$USDC
1. Organizational and Market Situation
0-1The passage of the GENIUS Act in the Senate provides a clear regulatory framework for stablecoins, enhancing the institutional legitimacy of USDC and boosting user confidence .
289-0The total volume of stablecoins has exceeded approximately $250–256 billion, with USDC holding a market share valued at around $61–61.5 billion, following strong growth driven by regulatory transparency .
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💹 2. Circle Company Performance
485-0After its market listing, Circle's (CRCL) shares have grown exceptionally: rising from $31 at the IPO to about $151 by the end of June 18, with daily gains of 16–20% following the passage of the legislation .
751-0The majority of Circle's revenue (~98%) relies on the returns from USDC reserves (short-term treasury securities), exposing it to interest rate fluctuations . 907-0During the expected interest rate cuts in 2025, it may face financial pressures if it does not complete the increase in USDC adoption to maintain growth .
