Disrupting traditional payments.
“Cross-border remittances reduced from 3 days to 10 seconds, costs dropped from 100 USD to 10 USD — JD stablecoins directly crush SWIFT’s hegemony!”
JD.com officially announced the global application for stablecoin licenses, aiming to bring cross-border payment costs to zero. While traditional banks are still counting money, Liu Qiangdong has reconstructed the rules with blockchain — this is not only a technological revolution but also a signal of global wealth reshuffling.
Three major killer moves of JD stablecoins.
Compliance crushing: Hong Kong sandbox + global license lightning strike.
Hong Kong (stablecoin regulations) effective in August, JD.com is one of the first licensed institutions (licenses 1/4/9), with 100% cash reserves + on-chain penetration audit.
Global expansion: simultaneously advancing compliance with EU MiCA and US GENIUS Act, aiming to become the first payment infrastructure spanning China, the US, and Europe.
Technical transparency: public chain + 1:1 reserves.
Anchor HKD/USD, assets custodied in licensed banks like Standard Chartered, Deloitte audits published in real-time monthly.
Dimensionality reduction strike: cross-border transaction fees slashed from 3% to 0.3%, B-end enterprises have collectively turned around.
Ecological hegemony: fully connecting from enterprises to consumption.
The first stage focuses on B-end cross-border settlement (test transaction volume exceeds 1 billion HKD), the second stage integrates retail payment and supply chain finance.
Wealth password: holding stablecoins = locking in equity in JD’s global e-commerce payment ecosystem in advance.
Guide for regular people to get rich.
Seizing sandbox dividends.
Hong Kong users have a limited-time offer to purchase test coins (historical average increase of 380% for sandbox projects), priority entry through Standard Chartered Bank channels.
Targeting related assets.
JD.com US stocks rose 23% before the market, HK stocks of JD Health followed with a 15% rise, on-chain funds massively ambushed JD-HKD liquidity pool.
Wild approach: ambushing USDT/HKD trading pairs on exchanges like Binance and OKX, capturing liquidity premiums.
Three principles to avoid pitfalls.
Mainland users bypassing to Hong Kong accounts;
Beware of altcoins, recognize the official website contract address;
Prioritize holding HKD stablecoins to hedge against USD fluctuations.
Future battlefield: JD.com vs Tether's life-and-death struggle.
Compliance strangling USDT.
The US GENIUS Act requires licensing + 100% transparent reserves; if Tether fails to comply, it will lose 30% market share, with whales withdrawing 700 million USD within 24 hours.
RMB internationalization channel.
JD.com plots to issue offshore RMB stablecoin (CNH-HKD), in conjunction with the opening of RMB capital items in 2026, targeting to replace SWIFT settlement.
Life-and-death decision.
“SWIFT is still asleep, Liu Qiangdong has launched a financial lightning strike.
