$USDC

✅ 1. Earn interest on DeFi platforms (low to medium risk)

• Deposit USDC in decentralized lending platforms like Aave, Compound, etc.

• Annual interest rate of about 3–7%, even higher at peaks.

• Risks: contract vulnerabilities, platform risks, USDC de-pegging risks.

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✅ 2. Join liquidity pools to earn transaction fees (medium risk)

• Provide USDC trading pairs (such as USDC/ETH) on platforms like Uniswap, Curve, etc.

• Earn a share of transaction fees and liquidity mining rewards.

• Risks: Impermanent Loss, price volatility.

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✅ 3. Fixed deposits on CeFi platforms (low risk)

• Use USDC fixed investment products offered by centralized exchanges like Binance, OKX, etc.

• Interest rates of about 3–10%, easy to operate.

• Risks: platform bankruptcy or freezing risks (like FTX).

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✅ 4. Participate in new project airdrops or IDOs (high risk, high reward)

• Some projects require USDC for whitelist purchases or staking.

• If the project succeeds, potential multiple returns.

• Risks: scams, project failure, lock-up risks.

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✅ 5. Use stablecoin cards/payment apps for cash back

• Using USDC for spending can earn cash back with cards like Crypto.com Card, Binance Card, etc.

• Suitable for conservative users as a daily payment tool.