The 2025 Lujiazui Forum Ignites a New Era in the Cryptocurrency World: Internationalization of Digital Renminbi + The Surge of Stablecoins! Deep Dive into Eight Major Policies from the Central Bank, Prepare for These 5 Wealth Codes! One, 'Epic Upgrade' of Digital Renminbi: Launch of International Operations Center! Core Policy: The central bank announces the establishment of a Digital Renminbi International Operations Center to accelerate the expansion of cross-border payment and financial market business. Opportunities in the Cryptocurrency World: 1️⃣ Cross-Border Payment Revolution: Digital Renminbi will create a dual-track clearing channel with stablecoins, using e-CNY for large trade settlements and stablecoins for small retail transactions, reducing fees by 90%! Southeast Asia and the Middle East cross-border e-commerce (like SHEIN, Temu) have already been piloted, with settlement time reduced from 3 days to 5 seconds. 2️⃣ Explosion of C-End Scenarios: Digital Renminbi wallets will penetrate community group purchases, international education payments, and even rural cross-border remittances, leading to a surge in users that may foster wallet service providers (like Xinguodao, Lakala). 3️⃣ Linkage with Stablecoins: Shanghai and Hong Kong collaborate to develop offshore Renminbi stablecoin standards, with giants like Ant and JD.com accelerating their entry; Renminbi stablecoins may become the liquidity core of RWA (Real World Asset Tokenization). Targeted Investments: ZhongAn Online (licensed stablecoins), LianLian Digital (cross-border payment leader), Newland (payment terminals). Two, End of 'Death Spiral' in Blockchain Finance: Innovation in Structural Tools! Core Policy: Shanghai pilots 'Trade Blockchain Letter of Credit Refinancing' and 'Cross-Border Trade Refinancing' tools, and expands carbon reduction support tools. Opportunities in the Cryptocurrency World: 1️⃣ Integration of DeFi and Traditional Finance: Blockchain letters of credit will connect on-chain and off-chain assets, enabling companies' accounts receivable and green bonds to be financed on-chain, welcoming a trillion-level market in the RWA track (like Longxin Group). 2️⃣ Green Finance + Carbon Assets: Expansion of carbon reduction tools, carbon credits may be traded on-chain via stablecoins, focus on emerging protocols like CarbonChain. 3️⃣ New Play for Private Equity Funds: Implementation of risk-sharing tools for technology innovation bonds, private institutions can issue on-chain bonds; DAO governance-based funds may become the next hot spot. Wealth Codes: RWA protocols (like MakerDAO), carbon asset chains (like Toucan Protocol). Three, Offshore Finance 'Nuclear Button': Upgrading Free Trade Bonds + Free Accounts! Core Policy: Develop offshore trade bonds and optimize the functionality of free trade accounts to support financing for 'Belt and Road' enterprises. Opportunities in the Cryptocurrency World: 1️⃣ Tokenization of Offshore Bonds: Chinese enterprises' overseas bonds can be converted into on-chain assets, allowing retail investors to invest in high-yield bonds, leading to a surge in demand for bond-type stablecoins (like USDC, DAI). 2️⃣ Free Flow of Funds: After the upgrade of free accounts, exchanging on-chain USTD with offshore Renminbi becomes more convenient; OTC platforms (like Binance, OKX) may launch one-click exchange features. 3️⃣ Geopolitical Dividend: Offshore Renminbi settlement for Middle Eastern oil (20% of Saudi crude has been traded using e-CNY); energy chains (like OilCoin) may become a new narrative. Strategic Directions: Offshore bond tokenization protocols, Middle Eastern energy chain projects. Four, Regulatory 'Deregulation Signals': Renminbi Forex Futures + Compliance Breakthrough! Core Policy: The central bank and the China Securities Regulatory Commission promote Renminbi forex futures trading and improve exchange rate risk management. Impact on the Cryptocurrency World: 1️⃣ Explosion of the Contract Market: After the launch of forex futures, exchanges (like BitMEX) may introduce Renminbi pegged derivatives, leading to a surge in demand for hedging exchange rate fluctuations. 2️⃣ Acceleration of Compliance: Hong Kong (stablecoin regulations) + the U.S. (GENIUS Act) implemented; compliant stablecoins (like USDC, Ant Digital Currency) will dominate the market, while the wave of worthless tokens is inevitable. 3️⃣ Institutional Entry Channels: Forex futures provide compliant tools for hedge funds; grayscale products (like BTC futures ETF) may accelerate approval. Risk Warning: Stay away from non-compliant stablecoins, focus on compliant assets like USDC and PAXG. Five, Xiao Feng's Prophecy Comes True: The Golden Decade of Web3 Begins! Deep Meaning of Policies: The eight measures from the central bank essentially pave the way for Web3 infrastructure, with Digital Renminbi acting as the interface between fiat currency and the crypto world, while RWA serves as the blood vessels for asset tokenization. Ultimate Prediction: From 2025 to 2035: China will build the world's largest digital financial ecosystem, covering the entire chain of payments, lending, and asset management; on-chain GDP share: 30% of real economy assets on-chain, with Renminbi stablecoins becoming the global RWA settlement currency; wealth redistribution: early investors (like those holding compliant stablecoins and RWA protocols) may achieve class leaps! Action Guide: Three Steps to Seize Opportunities! Short-term: Increase holdings in compliant stablecoins (USDC, CNHT), prepare for RWA protocols; Mid-term: Focus on Shanghai-Hong Kong stablecoin licensed companies (ZhongAn, Ant), leaders in cross-border payments; Long-term: Go all in on the Digital Renminbi ecosystem (wallets, energy chains, carbon assets). Remember: The policy dividend period is only 3-6 months, hesitation will lead to defeat!#GENIUS稳定币法案
