#MyTradingStyle Current regulations on cryptocurrency have evolved into a comprehensive set of rules, covering all aspects from taxation and anti-money laundering (AML) checks to licensing, custody standards, and user protection. Notably, digital assets are no longer considered 'fringe assets' but are being classified as mainstream financial instruments.

National and supranational authorities such as the U.S. Securities and Exchange Commission (SEC) and the Financial Action Task Force (FATF) continuously publish new interpretations and are the clearest signs that cryptocurrency is becoming an indispensable part of the global mainstream regulatory framework.

Alongside this, a particularly prominent trend in 2025 is the adoption of cryptocurrency driven by policy rather than price. A clearer legal framework is helping many individual and institutional investors confidently enter the market.

For example, in Brazil and the United Arab Emirates (UAE), proactive market regulation has yielded impressive results. While Brazil is integrating Drex (the digital real) with the Pix system and recording stablecoins appearing in about 90% of cryptocurrency remittance transactions, the UAE saw a 41% surge in cryptocurrency app downloads in 2024, reaching 15 million downloads, thanks to clear licensing rules and friendly regulations.

Meanwhile, many businesses are integrating crypto assets into payments, balance sheets, and settlement. For instance, Circle has partnered with Onafriq to reduce the $5 billion cross-border payment costs in Africa.