I have been talking about dual currency profit wealth management for a long time, and today I finally studied it well! I finally invested! Execution is the most important!

I have played with single currency wealth management on-chain and DeFi LP combinations. Indeed, many people are concerned about fund security and are reluctant to put large amounts of money on-chain, so for many, exchange wealth management is a good choice!

Dual currency wealth management is more about making a judgment on market direction. I prefer to buy when the price is low. Its profit logic combines options' bullish and bearish strategies, along with direction judgment and flexible return wealth management.

However, it’s not that difficult. If you don’t understand, it feels safer to directly use USDT to buy bearish options, choosing an annualized range of 20%-30%. Binance also has a beginner mode, which carries very low risk.

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🔘 What is dual currency profit?

Dual currency profit is a 'simplified option' structured financial product. You stake one currency (such as BTC or USDT) and set a target price and expiration date. After expiration, regardless of market rise or fall, you can earn interest; but the principal will either be returned in the original currency or converted into another currency.

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🔘 Two types of gameplay

  • Sell High: Holding coins earns interest + betting on price increase. If it rises to the target price, exchange it for stable coins + interest. If it doesn’t rise, the principal returns in the original currency + interest.

  • Buy Low: Stable coins earn interest + bottom fishing. If it falls to the target price, use the principal to buy coins + interest. If it doesn’t fall, the principal returns + interest.

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🔘 My operation

For example, in the current market, I choose to buy low. I selected SUI, invested 1000U, and executed at the price of 2.55, with an annualized return of 10.62%.

  • If the expiration price is below 2.55, I will get SUI bought at 2.55 + interest.

  • If the expiration price is above 2.55, I will receive the principal of 1000U + interest.

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🔘 Annualized logic

So, this judgment on direction is very important. The closer the price is to the current price, the higher the annualized return; the greater the difference from the current price, the lower the annualized return!

The core is to find a balance between risk and return.

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🔘 Strategy suggestions

1. Take profit by selling high (bullish)

  • Set a sell target price that you can accept, and short cycle settings are recommended.

  • Even if executed and converted to USDT, the principal is simply sold as planned, and I can still smoothly earn interest.


2. Bottom fishing and buying low (bearish)

Participate using USDT and set a target buy price.

  • If the price drops below the target at expiration, you will buy coins at the target price + earn interest.

  • If it doesn’t drop, USDT returns + interest, which means guaranteed profit and almost no loss.


3. Arbitrage trading

  • When the market is sideways, choose a target price close to the current price.

  • The probability of currency exchange is low, but interest is still steadily accruing. Especially suitable for small capital operations in batches.


4. Hedging orders

  • Simultaneously open high sell + low buy, a dual strategy running in parallel.

  • Regardless of whether the market rises or falls, you can always gain returns and balance risks.

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🔘 Binance currently has a dual currency activity earning a bonus pool of 3600U.

@binancezh

Activity link 🔗 https://www.binance.com/zh-CN/activity/marketing-campaign/b61eb9e55020449bab4ffc7ec5d5dd56

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Dual currency profit is suitable for those who have directional judgment, planning, and can accept the final currency exchange outcome.

Its essence is not to make you blindly chase high annualized returns, but to allow you to use your judgment on market direction to obtain a relatively controllable interest return.

But if you rush in solely based on 'how much annualized return', without considering market trends, it’s easy to fall into a passive currency exchange situation.

Understanding the mechanism and making rational decisions is the true wealth management. Dual currency profits are not about blindly chasing high returns, but rather your judgment + flexible allocation = stable returns.

✅ I will continuously update the earnings results of dual currency profit and ultimately find a suitable range for myself to subscribe.